For Home Owners
Pre-purchase assistance: We help assess budgets, identify strategies to maintain affordability, identify total costs of homeownership, review strategies to meet basic family needs, help establish savings accounts, offer steps to improve credit ratings, compare the overall cost of homeownership to the cost of renting.
Mortgage default prevention and intervention: We provide strategies to both the homeowner and the mortgage servicer to prevent foreclosure, determining options available through the specific lender and government program, offer a financial assessment of family income/expenses, outline a menu of cost-cutting options, review programs available to assist the client to consolidate debt, and set up payment plans.
Post-purchase assistance: We provide finaical management assistance, including education on basic credit issues, money management, and management of household resources to meet family goals.
Financial Literacy Education Program: We provide workshops tailored for different audiences which include information about household management of cash and non-cash resources, credit use, how to avoid predator lending, fair housing, and tenant rights.